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中国基金报
Nov 29, 2025

【导读】六大国有行停售5年期大额存单,长期限存款产品密集调整中国基金报记者 张玲日前,六大国有行集体下架5年期大额存单引发广泛关注。对此,业内人士指出,部分国有大行此前早已停售了5年期大额存单产品,相较来看,近期中小银行对长期限存款产品的调整较为密集,此举旨在降低负债成本,稳定净息差。后续这种趋势有望延续,存款产品利率也有望继续下降。在此背景下,投资者应调整好投资心态,降低对投资收益的预期,同时也...

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