六大行全面停售5年期大额存单

金融时报
Dec 02, 2025

“我跑了两家大行网点,5年期大额存单都停售了,就连3年期的都得靠‘抢’,额度一出来很快就没了,关键利率还比去年降了不少。”家住北京市的王女士告诉记者,她手中的50万元闲置资金本想配置长期大额存单以求稳健收益,如今却陷入了“无处可放”的困境。王女士的遭遇并非个例。记者近期调研发现,工商银行、农业银行、中国银行、建设银行、交通银行、邮储银行六家国有大行已全面停售5年期大额存单产品,部分股份制银行及...

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