意见领袖 | 薛洪言近期,国内商业银行正掀起一轮存款产品结构调整浪潮。11月初,内蒙古两家村镇银行率先下调利率并取消了五年期定存;随后,吉林亿联银行、中关村银行等民营银行也集中下架了三年期及以上存款产品。同期,湖北荆门农商银行发行的大额存款产品也已不再提供五年期选项。进入12月,调整进一步延伸至国有大行,工商银行、农业银行等六大行已集体下架五年期大额存单,五年期普通定存利率也普遍与三年期形成倒挂。...
Source Link意见领袖 | 薛洪言近期,国内商业银行正掀起一轮存款产品结构调整浪潮。11月初,内蒙古两家村镇银行率先下调利率并取消了五年期定存;随后,吉林亿联银行、中关村银行等民营银行也集中下架了三年期及以上存款产品。同期,湖北荆门农商银行发行的大额存款产品也已不再提供五年期选项。进入12月,调整进一步延伸至国有大行,工商银行、农业银行等六大行已集体下架五年期大额存单,五年期普通定存利率也普遍与三年期形成倒挂。...
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