AI杀进信贷圈、头部狂揽白名单,金融科技三季度“交卷”

华夏时报网
Dec 03, 2025

三季度,头部金融科技公司凭借合规与资源优势持续领跑,白名单制度推动行业资源加速向头部汇聚,集中度进一步凸显。与此同时,AI智能体在信贷风控、审批、客服等核心环节规模化落地,成为降本增效的关键抓手。行业正从规模扩张向稳健经营转型,在政策规范与技术创新驱动下迈向高质量发展新阶段。12月2日,博通咨询首席分析师王蓬博对《华夏时报》记者表示,金融科技公司三季度业绩呈现稳中向好但分化加剧的态势,头部平台凭借...

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