Preferred Bank Q3 net income rises to USD 41.0 million, up 17 percent
Reuters
Dec 02
Preferred Bank Q3 net income rises to USD 41.0 million, up 17 percent
Preferred Bank $(PFBC)$ reported financial results for the third quarter (Q3) of 2025. Total assets reached USD 7.5 billion, while gross loans stood at USD 5.9 billion. Deposits totaled USD 6.2 billion for the period. The bank's loan-to-deposit ratio was 94.3 percent. Net interest margin was 3.92 percent in Q3 2025. Preferred Bank reported a return on average assets (ROA) of 1.84 percent and a return on average equity $(ROE)$ of 17.19 percent for the third quarter. The efficiency ratio for the quarter was 30.7 percent. The bank's common equity tier 1 (CET1) ratio was 11.34 percent, while total capital ratio stood at 14.56 percent. Non-performing assets as a percentage of total assets were 0.94 percent. Year-to-date net charge-offs as a percentage of average loans were 0.04 percent. Noninterest income represented 4.9 percent of total revenue for the quarter.
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