银行网点“变形记”:从交易窗口走向综合服务空间

中国经营网
Dec 06, 2025

传统柜台转型为“智慧社区”、营业厅内设立“警银e联服务区”、开设“宠物友好”特色支行……当基础金融服务越来越多地由移动端承载,实体网点便顺势转向更为多元的功能定位。根据国家金融监督管理总局的最新数据,截至今年10月末,全国已有超过8500家银行网点获批关闭。银行网点正变少,但功能却更多。《银行业保险业普惠金融高质量发展实施方案》提到,未来五年,基本建成高质量综合普惠金融体系,普惠金融促进共同富裕...

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