六大行集体下架5年期大额存单,中小银行策略分化,部分“接棒”营销,部分以特色存款满足需求。当前,年利率超2%的大额存单极为罕见且抢手,部分银行产品门槛升至千万元级。专家称,不同银行因差异形成不同策略,未来存款利率或长期下行,投资者应调整策略,构建多元资产组合。“我们银行还有5年期,请联系我了解详情!”随着六大国有银行集体下架5年期大额存单,部分中小银行客户经理将其视为一个营销窗口,在社交媒体上介绍...
Source Link六大行集体下架5年期大额存单,中小银行策略分化,部分“接棒”营销,部分以特色存款满足需求。当前,年利率超2%的大额存单极为罕见且抢手,部分银行产品门槛升至千万元级。专家称,不同银行因差异形成不同策略,未来存款利率或长期下行,投资者应调整策略,构建多元资产组合。“我们银行还有5年期,请联系我了解详情!”随着六大国有银行集体下架5年期大额存单,部分中小银行客户经理将其视为一个营销窗口,在社交媒体上介绍...
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