大埔宏福苑五级火,评级机构标准普尔预计,在今次火灾后,将进一步侵蚀财险及意外险领域的承保利润率。不过由于香港财险公司普遍有较高的再保安排,再保人将承担大部分损失。展望未来,标普料财险公司将检视定价策略。近年因市场竞争激烈,财产险费率持续下滑,这次火灾突显了建筑材料与施工方式的潜在风险,保险公司料将重新评估定价是否足以覆盖风险。此外,部分公司近年积极开展内向再保业务也可能增加对巨灾及大型损失的暴露,...
Source Link大埔宏福苑五级火,评级机构标准普尔预计,在今次火灾后,将进一步侵蚀财险及意外险领域的承保利润率。不过由于香港财险公司普遍有较高的再保安排,再保人将承担大部分损失。展望未来,标普料财险公司将检视定价策略。近年因市场竞争激烈,财产险费率持续下滑,这次火灾突显了建筑材料与施工方式的潜在风险,保险公司料将重新评估定价是否足以覆盖风险。此外,部分公司近年积极开展内向再保业务也可能增加对巨灾及大型损失的暴露,...
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