Foresight News 消息，英国金融行为监管局（FCA）宣布将调整散户投资规则，以降低投资门槛、促进英国居民更多参与资本市场。政策包括：取消复杂信息文件，投资机构无需再向散户提供“关键信息文件（KID）”，改为更简洁的 “产品摘要”；富裕个人可自愿退出散户保护。资产达 1,000 万英镑或具备投资经验的个人，可选择被视为专业投资者，从而投资更高风险产品、但不再受 FCA 消费者保护义务约束；鼓励散户投入市场。英国家庭投资率低于其他国家，政府正推动居民将更多储蓄投入市场，包括近期将 ISA 年度免税额度削减至 12,000 英镑。
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