Credicorp Ltd. has published the transcript of its Third Quarter 2025 Earnings Conference Call, held on November 14, 2025. The event was attended by key members of Credicorp's management, including the CEO, CFO, CRO, and the Investor Relations Officer. During the call, management discussed the company's third quarter financial results and outlined their strategic roadmap for sustainable growth and impact. The CEO highlighted three key pillars of Credicorp's strategy: accelerating the scalability and monetization of its digital ecosystem, unlocking growth through business synergies, and executing with discipline for long-term value creation. "Our strategy is anchored in three key pillars. First, we are accelerating the scalability and monetization of our digital ecosystem by financially including more people and expanding the formal cashless economy," said the CEO. Management also emphasized the importance of platforms like Yape, Tenpo, and Warda in driving new revenue streams across payments, credit, and savings. Additionally, the leadership team reaffirmed Credicorp's medium-term targets, including a return on equity $(ROE)$ of 19.5% and an efficiency ratio around 42% over the next three to four years. These goals, they noted, are "underpinned by scalable platforms, improving asset quality and disciplined growth." The full transcript can be accessed through the link below.