五年期大额存单难觅踪影,百万与20万存款利率趋同释放何信号?

ITBEAR科技资讯
Dec 05

近期,北京储户李明发现,自己即将到期的大额存单面临续存难题——多家银行已停止发售五年期产品。这一现象并非个例,记者调查发现,工、农、中、建、交、邮储六大国有银行及招商、中信等股份制银行均已下架五年期大额存单,三年期产品额度也愈发紧张,部分银行甚至出现"秒光"现象。在工商银行北京某支行,工作人员直言:"五年期大额存单已经停售很久了,现在只有两年期和三年期产品,但利率和普通定期存款完全一样。"邮储银行...

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