核心观点银行直供房是指银行通过处置不良贷款获得的房产,在完成债权剥离、取得完整产权后,直接以房东身份对外挂牌销售或出租的房源,而非通过传统的司法拍卖或债权转让方式处置。出租类型的银行直供房相对较少,25 年1-10 月阿里资产平台的挂牌房源中出租类型房源占比仅1%。银行直供房最早于2015 年就已经出现,主要是银行为了盘活资产回笼资金,属于年底常规资产处置动作。银行直供房的主要来源有三:1)企业或...
Source Link核心观点银行直供房是指银行通过处置不良贷款获得的房产,在完成债权剥离、取得完整产权后,直接以房东身份对外挂牌销售或出租的房源,而非通过传统的司法拍卖或债权转让方式处置。出租类型的银行直供房相对较少,25 年1-10 月阿里资产平台的挂牌房源中出租类型房源占比仅1%。银行直供房最早于2015 年就已经出现,主要是银行为了盘活资产回笼资金,属于年底常规资产处置动作。银行直供房的主要来源有三:1)企业或...
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