来源:经济参考报临近年末,银行业传统揽储活动如期而至,但与往年相比,2026年揽储“开门红”氛围不似往年“火热”——整体筹备节奏虽有提前,但在净息差持续承压背景下,银行业揽储策略正在发生调整:主要商业银行继续引导中长期存款利率下行,逐步缩减高成本存款产品规模;与此同时,部分中小银行为应对阶段性考核压力,仍选择通过有限度的利率上浮和营销活动吸引资金。业内分析指出,当前“整体下行、局部上调”的差异化...
Source Link来源:经济参考报临近年末,银行业传统揽储活动如期而至,但与往年相比,2026年揽储“开门红”氛围不似往年“火热”——整体筹备节奏虽有提前,但在净息差持续承压背景下,银行业揽储策略正在发生调整:主要商业银行继续引导中长期存款利率下行,逐步缩减高成本存款产品规模;与此同时,部分中小银行为应对阶段性考核压力,仍选择通过有限度的利率上浮和营销活动吸引资金。业内分析指出,当前“整体下行、局部上调”的差异化...
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