互金中概股三季报:头部公司成本下行 11月新贷款质量优化

21世纪经济报道
Dec 11, 2025

21世纪经济报道记者李览青近期,六家互金中概股均对外披露了2025年三季度财务报告。作为10月1日《关于加强商业银行互联网助贷业务管理提升金融服务质效的通知》(以下简称“助贷新规”)正式落地前的最后一个季度,三季度是助贷产品整改、客户风险分层调整最为集中的阶段。通过六家互金中概股披露的数据与业务动态,一方面可以窥见新规落地前后的业务动向,另一方面也可以反映四季度及2026年互联网消费信贷市场的...

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