大额存单加速“退场”

青岛新闻网
Dec 09, 2025

近日,“六大国有银行集体下架五年期大额存单”的消息引发关注。有报道称,目前六大国有银行的手机银行已不见五年期大额存单身影。在售大额存单期限普遍缩短至三年及以内,利率集中于1.20%至1.55%区间。不仅如此,部分股份制银行和城商银行的手机银行App上,同样找不到五年期大额存单这一选项。除了直接停售长期产品,即便部分银行标注“在售”的三年期大额存单,也有部分产品已处于售罄状态。“退场”的不止于大额...

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