近日,国家金融监督管理总局印发《金融租赁公司融资租赁业务管理办法》。其中指出,金融租赁公司应当按照审慎客观原则,对承租人生产经营、信用资质、内部控制、财务状况等情况进行调查,重点关注承租人对租赁物使用和融资需求的真实性、合法性和合理性,承租人经营性现金流对租金覆盖等情况。承租人为自然人、个体工商户或小微企业的,金融租赁公司可以在不降低风险审核标准前提下适当简化调查内容。随着经济高质量发展的推进,...
Source Link近日,国家金融监督管理总局印发《金融租赁公司融资租赁业务管理办法》。其中指出,金融租赁公司应当按照审慎客观原则,对承租人生产经营、信用资质、内部控制、财务状况等情况进行调查,重点关注承租人对租赁物使用和融资需求的真实性、合法性和合理性,承租人经营性现金流对租金覆盖等情况。承租人为自然人、个体工商户或小微企业的,金融租赁公司可以在不降低风险审核标准前提下适当简化调查内容。随着经济高质量发展的推进,...
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