周评 | 首批商保创新药目录出炉,只是万里长征的第一步!

中保新知
Dec 14, 2025

近日,国家医保局正式发布首版《商业健康保险创新药品目录》(以下简称《目录》),包括CAR-T等19种高价药品。今年前十个月,商业健康险保费收入不到9000亿元,全年预计在万亿元左右,只能说提升空间广阔。《目录》对于创新药企业和保险公司是一次难得的破壁契机,由于构成了共同的利好,保险和医药有机会建立更深度的产业协同。特别是对于前者而言,存量竞争激烈,开辟第二增长曲线箭在弦上,将创新药商保支付纳入全...

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