New York Late Money Rates from The Wall Street Journal

Key annual interest rates paid to borrow or lend money in U.S. and international markets. Rates below are a guide to general levels but don’t always represent actual transactions.

Friday, December 12, 2025 
Inflation 
                 Sept. index         Chg From (%) 
                       level    Aug. '25   Sept. '24 
   U.S. consumer price index 
       All items     324.800        0.25         3.0 
            Core     330.804        0.25         3.0 
International rates 
                                    Week            52-Week 
                      Latest         ago        High         Low 
   Prime rates 
            U.S.        6.75        7.00        7.75        6.75 
          Canada        4.45        4.45        5.95        4.45 
           Japan        1.88        1.88        1.88        1.63 
 
   Policy Rates 
       Euro zone        2.15        2.15        3.40        2.15 
     Switzerland        0.50        0.50        1.00        0.50 
         Britain        4.00        4.00        4.75        4.00 
       Australia        3.60        3.60        4.35        3.60 
Overnight repurchase 
            U.S.        3.80        3.96        4.69        3.71 
U.S. government rates 
   Discount 
                        3.75        4.00        4.75        3.75 
   Federal funds 
     Target rate   3.50-3.75   3.75-4.00   4.50-4.75   3.50-3.75 
            High        3.70        3.95        4.80        3.70 
             Low        3.55        3.80        4.55        3.55 
             Bid        3.63        3.87        4.57        3.63 
           Offer        3.65        3.89        4.60        3.65 
   Treasury bill auction 
         4 weeks       3.610       3.680       4.300       3.610 
        13 weeks       3.650       3.725       4.300       3.650 
        26 weeks       3.580       3.635       4.220       3.580 
Other short-term rates 
                                    Week            52-Week 
                      Latest         ago        High         Low 
   Call money 
                        5.50        5.75        6.50        5.50 
   Commercial paper (AA financial) 
         90 days        n.a.        3.79        4.50        3.68 
   Secured Overnight Financing Rate $(SOFR)$ 
                        3.66        3.92        4.65        3.66 
                                   Value            52-Week 
                      Latest      Traded        High         Low 
   DTCC GCF Repo Index 
        Treasury       3.700      42.466       4.691       3.700 
             MBS       3.723      83.280       4.707       3.723 
 
Weekly survey 
                      Latest    Week ago    Year ago 
Freddie Mac 
   30-year fixed        6.22        6.19        6.60 
   15-year fixed        5.54        5.44        5.84

Notes on data: U.S. prime rate is the base rate on corporate loans posted by at least 70% of the 10 largest U.S. banks, and is effective December 11, 2025. Other prime rates aren’t directly comparable; lending practices vary widely by location; Discount rate is effective December 11, 2025. Secured Overnight Financing Rate is as of December 11, 2025. DTCC GCF Repo Index is Depository Trust & Clearing Corp.'s weighted average for overnight trades in applicable CUSIPs. Value traded is in billions of U.S. dollars. Sources: Federal Reserve; Bureau of Labor Statistics; DTCC; FactSet; Tullett Prebon Information, Ltd.

(END) Dow Jones Newswires

December 12, 2025 16:00 ET (21:00 GMT)

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Tiger Brokers

New York Late Money Rates from The Wall Street Journal

At the request of the copyright holder, you need to log in to view this content

Most Discussed