美团“安心学”落地河南,能否破局预付式消费困局?

大河财立方
Dec 18, 2025

【大河财立方 记者 陈薇】“孩子的篮球课刚充完年卡,机构就跑路了”“书法班大额课包折扣诱人,但总担心钱打了水漂”……资金安全已经成为消费者在选择培训班时最为重要的考量因素之一。为解决这一问题,12月18日,在河南省消费者协会指导下,美团专为破解预付式消费难题设计的“安心学”产品正式落地河南,其采取资金由平台监管,“一课一消、随时退款”的模式,试图破解消费者在购买课包时对资金安全顾虑。“安心学”尝试...

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