“零售之王”招商银行营收下滑,行长王良“四化”转型何时能扭转颓势?

刻度财经
Dec 19

近年来,中国银行业竞争格局发生深刻变化,招商银行面临的行业竞争压力持续加大,传统差异化优势正在被逐步稀释。作为中国股份制商业银行的标杆,招商银行自1987年成立以来,凭借差异化零售金融战略与财富管理能力,构筑起行业竞争力。然而,2025年以来,在宏观经济增速放缓、金融监管持续强化、行业竞争日趋激烈的三重压力下,这家“零售之王”迎来了前所未有的转型阵痛。2025年三季报揭示的经营分化格局尤为引人关注...

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