SoFi推出首个由银行发行并面向企业支付的美元稳定币SoFiUSD

Blockbeats
Dec 18

BlockBeats 消息,12 月 18 日,据 CoinDesk 报道,美股上市金融科技公司 SoFi Technologies(SOFI)已推出美元稳定币 SoFiUSD,旨在为银行、金融科技公司及企业级平台提供更快速、更低成本的资金流转解决方案。

该稳定币由 SoFi Bank 发行。SoFi Bank 是一家获得美国国家银行牌照、并由 FDIC 承保的金融机构,这使其成为首家向外界开放稳定币基础设施的美国国家级银行。SoFiUSD 目前将仅用于内部使用,预计将在未来几个月内向更广泛的 SoFi 用户开放。

不同于由加密原生公司发行的稳定币,SoFiUSD 以 1:1 的比例完全由存放在美联储的现金支持,这意味着用户可以立即赎回,无需承担信用或流动性风险。该稳定币部署在公有区块链上,使资金能够以近乎即时、低成本、7×24 小时的方式流转。

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