美国全国性银行 SoFi 推出美元稳定币 SoFiUSD,目前已上线以太坊

链捕手
Dec 18, 2025

ChainCatcher 消息,据 The Block 报道,SoFi Bank 发布美元稳定币 SoFiUSD(1:1 现金储备),称为首家在公共链上发行稳定币的美国全国性银行。

SoFiUSD 已上线以太坊,面向银行、金融科技与企业伙伴提供 7×24 近即时、低费用结算,并计划向 SoFi 用户开放。SoFi 表示可在美联储账户持有现金储备、共享收益,并支持伙伴白标发行或直接接入结算与支付流程。该稳定币亦将用于卡网络、零售结算、SoFi Pay 跨境汇款与 POS 支付。今年多家机构推进稳定币,包括 KlarnaUSD、Western Union 的 USDPT、Stripe 的 USDB。

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