Tompkins Financial Corporation has announced new supplemental executive retirement plans for key executives Matthew D. Tomazin and Stephen S. Romaine, effective December 16, 2025. Under the new defined contribution plan, Tomazin, Executive Vice President, Chief Financial Officer, and Treasurer, will receive annual contributions equal to 20% of his base pay, with interest credited quarterly at an annual rate of Prime plus 1%. Tomazin will become fully vested in the plan’s balance after six years, with additional vesting upon reaching age 58 and full vesting at age 63 if still employed. Stephen S. Romaine, President and Chief Executive Officer, will receive annual contributions to his plan equal to 15% of his base pay, also with quarterly interest at Prime plus 1%. Romaine becomes fully vested upon reaching age 63 or upon a change in control of the company. He may begin receiving benefits from his plan no earlier than age 63. Additionally, an amendment to Romaine’s existing defined benefit supplemental executive retirement agreement revises the calculation of "earnings" to use 50% of the greater of the senior incentive paid or 70% of the target senior incentive for any applicable year.