Simmons First National Corporation has entered into an aircraft time sharing agreement with its chairman and chief executive officer, George Makris, Jr. Under the agreement, Mr. Makris may lease the company aircraft with flight crew for personal travel, provided he reimburses the company for the actual expenses of the flights, including costs associated with any related "deadhead" flights. The agreement can be terminated by either party with 10 business days' written notice. The company will not provide tax reimbursements to Mr. Makris for any taxes related to his personal use of the aircraft.

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