连续七个月不变!12月LPR按兵不动,明年初有望降准降息?

格隆汇
Dec 22, 2025

12月22日,中国央行公布最新LPR报价。据中国人民银行授权全国银行间同业拆借中心公布,2025年12月22日贷款市场报价利率(LPR)为:5年期以上LPR为3.5%,上月为3.5%;1年期LPR为3%,上月为3%。全年仅降10BP至此,1年期、5年期已连续七个月按兵不动。2025全年仅降10BP。今年LPR唯一一次调整是在5月,1年期和5年期以上LPR均下调10个基点。12月LPR报价维持不变,...

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