Visa Inc. released its annual Retail Spend Monitor, revealing that U.S. holiday retail spending increased by 4.2% year over year across all payment types. In-store shopping remained dominant, accounting for 73% of holiday payment volume, while e-commerce sales rose 7.8%, reflecting continued growth in online purchases. Electronics emerged as a standout category, with sales increasing by 5.8%. Conversely, spending on building materials and garden equipment declined by 1.0%. Visa highlighted the growing influence of artificial intelligence on consumer behavior, enabling more informed and intentional shopping decisions both in stores and online.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Visa Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 20251223424830) on December 23, 2025, and is solely responsible for the information contained therein.