Indonesian Banks' Loan Growth May Improve Next Year -- Market Talk

Dow Jones

Dec 23, 2025

0221 GMT - Indonesian lenders' loan growth is likely to improve next year, say Maybank Sekuritas Indonesia analysts in a note. They cite three main factors--declining interest rates, increased government-subsidized lending, and a village cooperative program--which are likely to have a trickle-down effect on the economy. Deposit growth for banks outpaced their loan growth in November, which indicates higher liquidity, the analysts note. This liquidity could support stronger loan demand in 2026, they add. Maybank's sector picks in order of preference are Bank Rakyat Indonesia, Bank Central Asia, Bank Syariah Indonesia, Bank Mandiri (Persero) and Bank Negara Indonesia. (megan.cheah@wsj.com)

(END) Dow Jones Newswires

December 22, 2025 21:21 ET (02:21 GMT)

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They cite three main factors--declining interest rates, increased government-subsidized lending, and a village cooperative program--which are likely to have a trickle-down effect on the economy. Deposit growth for banks outpaced their loan growth in November, which indicates higher liquidity, the analysts note. This liquidity could support stronger loan demand in 2026, they add. Maybank's sector picks in order of preference are <a href=\"https://laohu8.com/S/BKRKF\">Bank Rakyat</a> Indonesia, Bank <a href=\"https://laohu8.com/S/CAMLF\">Central Asia</a>, Bank Syariah Indonesia, Bank Mandiri (Persero) and Bank Negara Indonesia. (megan.cheah@wsj.com) \n</p>\n<pre style=\"white-space: pre\">\n \n</pre>\n<p>\n  (END) Dow Jones Newswires\n</p>\n<p>\n  December 22, 2025 21:21 ET (02:21 GMT)\n</p>\n<p>\n  Copyright (c) 2025 Dow Jones &amp; Company, Inc.\n</p>\n</font>","source":null,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Indonesian Banks' Loan Growth May Improve Next Year -- Market Talk</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nIndonesian Banks' Loan Growth May Improve Next Year -- Market Talk\n</h2>\n\n<h4 class=\"meta\">\n\n\n<div class=\"head\" \">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/150f88aa4d182df19190059f4a365e99);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Dow Jones </p>\n<p class=\"h-time\">2025-12-23 10:21</p>\n</div>\n\n</div>\n\n\n</h4>\n\n</header>\n<article>\n<font class=\"NormalMinus1\" face=\"Arial\">\n<p>\n     0221 GMT - Indonesian lenders' loan growth is likely to improve next year, say Maybank Sekuritas Indonesia analysts in a note. They cite three main factors--declining interest rates, increased government-subsidized lending, and a village cooperative program--which are likely to have a trickle-down effect on the economy. Deposit growth for banks outpaced their loan growth in November, which indicates higher liquidity, the analysts note. This liquidity could support stronger loan demand in 2026, they add. Maybank's sector picks in order of preference are <a href=\"https://laohu8.com/S/BKRKF\">Bank Rakyat</a> Indonesia, Bank <a href=\"https://laohu8.com/S/CAMLF\">Central Asia</a>, Bank Syariah Indonesia, Bank Mandiri (Persero) and Bank Negara Indonesia. (megan.cheah@wsj.com) \n</p>\n<pre style=\"white-space: pre\">\n \n</pre>\n<p>\n  (END) Dow Jones Newswires\n</p>\n<p>\n  December 22, 2025 21:21 ET (02:21 GMT)\n</p>\n<p>\n  Copyright (c) 2025 Dow Jones &amp; Company, Inc.\n</p>\n</font>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"PPERY","symbol_name":"PT Bank Mandiri Persero TBK","start_time":0,"source_url":"https://dowjonesnews.com/newdjn/logon.aspx?AL=N","article_id":"2593505944","we_media_id":"106","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2593505944","pubTimestamp":1766456460,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Dow Jones","introduction":"Dow Jones publishes the world’s most trusted business news and financial information in a variety of media.","home_visible":0,"id":"106","head_image":"https://static.tigerbbs.com/150f88aa4d182df19190059f4a365e99"},"summary":"0221 GMT - Indonesian lenders' loan growth is likely to improve next year, say Maybank Sekuritas Indonesia analysts in a note. They cite three main factors--declining interest rates, increased government-subsidized lending, and a village cooperative program--which are likely to have a trickle-down effect on the economy. Deposit growth for banks outpaced their loan growth in November, which indicates higher liquidity, the analysts note. This liquidity could support stronger loan demand in 2026, they add. Maybank's sector picks in order of preference are Bank Rakyat Indonesia, Bank Central Asia, Bank Syariah Indonesia, Bank Mandiri  and Bank Negara Indonesia. ","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"PPERY":"PT Bank Mandiri Persero TBK","BK4207":"综合性银行","BKRKY":"Bank Rakyat","PBCRY":"PT Bank Central Asia"},"translate_title":"印尼银行明年贷款增长可能改善——市场讨论","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"PBCRY":0.9,"PPERY":0.9,"BKRKY":0.9},"content_text":"0221 GMT - Indonesian lenders' loan growth is likely to improve next year, say Maybank Sekuritas Indonesia analysts in a note. They cite three main factors--declining interest rates, increased government-subsidized lending, and a village cooperative program--which are likely to have a trickle-down effect on the economy. Deposit growth for banks outpaced their loan growth in November, which indicates higher liquidity, the analysts note. This liquidity could support stronger loan demand in 2026, they add. Maybank's sector picks in order of preference are Bank Rakyat Indonesia, Bank Central Asia, Bank Syariah Indonesia, Bank Mandiri (Persero) and Bank Negara Indonesia. (megan.cheah@wsj.com) \n\n\n \n\n\n  (END) Dow Jones Newswires\n\n\n  December 22, 2025 21:21 ET (02:21 GMT)\n\n\n  Copyright (c) 2025 Dow Jones & Company, Inc.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":true,"code":"91000000","status":"200"}}}