攻坚“生产级场景”,金融AI迈入深水区

钛媒体APP
Dec 25

2025年春天,深圳某商户提交了银行商户特约申请资料,一个变化悄然发生:过去人工线下单户审批需要20分钟的小微企业商户准入审核,如今只需上传营业执照、银行流水和租赁合同,系统自动识别材料真伪、比对征信数据、生成风险评估报告——全程仅用5分钟。这不是未来构想,而是基于阿里云多模态大模型已在运行的“商户智能审核助手”。这张看似普通的审批单,标志着AI正式进入金融“生产级场景”的核心腹地。与此同时,在某...

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