六大国有行官宣,2026年起数字人民币实名钱包按活期利率计息

第一财经
Dec 31, 2025

对社会公众来说,自2026年1月1日起,数字人民币实名钱包的余额将享有利息收益。12月31日,中国银行、工商银行、农业银行、建设银行、交通银行、邮储银行六家国有大行相继发布公告称,2026年1月1日起,将为开立在该行的数字人民币实名钱包余额按照该行活期存款挂牌利率计付利息,计结息规则与活期存款一致。从几家大行官网来看,当前活期存款挂牌利率为0.05%。从数字人民币钱包分类来看,目前数字人民币分为...

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