首逾率飙至两年新高、CRO离职、减资1亿,维信金科高增长神话难掩风险暗涌观点

TMT观察网
Dec 30, 2025

成立于2006年的老牌助贷平台维信金科,正站在命运的十字路口。2025年上半年,这家曾登陆港股的助贷老兵交出一份看似亮眼的成绩单:营收25亿元,同比增长43.8%;净利润2.16亿元,同比暴增79.5%;贷款实现量380亿元,同比增长40.6%。然而,在营收与利润双增的光鲜外衣之下,是首次付款逾期率创下两年新高、复贷率大幅跳水、担保负债激增的残酷现实。更值得警惕的是,首席风险官(CRO)离职、关联...

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