深耕可持续经营能力,银行业重塑增长曲线

江苏经济报
Dec 30, 2025

近期,多家券商研究机构发布前瞻报告,普遍预测中国商业银行将延续整体稳健、边际向好的经营态势。外界的乐观预期,或与过去一年银行业的亮眼表现相关。据国家金融监督管理总局最新数据,今年前三季度,商业银行累计实现净利润1.9万亿元,资本充足率持续维持在15%以上。从“网点瘦身”到“告别监事会”,从加强成本优化到加大风险防控力度……今年以来,银行业“求变”信号明显。中国城市专家智库委员会常务副秘书长林先平...

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