1月5日金融一线消息，#8家银行APP仅1家展示持有收益率#这一话题冲上热搜，引起网友热议。

　　据媒体报道，近日，有记者实测了8家主要银行APP，了解其在客户持仓业绩展示上的具体情况。包括工商银行、建设银行、招商银行、兴业银行、民生银行、微众银行、网商银行、上海银行。

　　实测发现，目前手机银行App的产品页面展示的一般为不同时间维度下的年化收益率，如成立以来、近一年、近一月、近三月等。“哪个高展示哪个”，也一度是行业最为常见的营销手段。

　　8家受测银行APP中，仅一家银行在持仓业绩展示中体现持有年化收益率这一数据，理财客户能够更为直观地通过这一数据对比自己持仓产品详情页展示的过往收益与自己购买后的持仓收益。

　　对此，有网友表示：冲着高收益率买理财，结果实际收益差一大截。

　　还有网友表示：收益率藏着不少猫腻，普通投资者太难甄别了。

海量资讯、精准解读，尽在新浪财经APP

责任编辑：李琳琳

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