藏在商城的助贷生意:量化派羊小咩等高溢价嵌套分期,打折回收有猫腻

新京报
Jan 08

“助贷新规”正式落地后,助贷平台纷纷开启转型,商城模式成为热门方向之一。近日,新京报贝壳财经记者收到了多个针对助贷商城模式的投诉,涉及问题主要有报价虚高、暗含回收“套路”等。记者调查发现,这一看似“合规”的模式背后,实则隐藏着嵌套分期猫腻与回收套现的灰色链条。“我相当于花5670元,才换了3337元。”刘女士2025年11月份在羊小咩上下单购买了一台苹果iPad Air,并选择通过“便荔卡包”进行...

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