总统亲自“QE”?特朗普宣布2000亿美元抵押贷款债券购买计划

Blockbeats
Jan 09

BlockBeats 消息,1 月 9 日,美国总统特朗普宣布,将启动一项规模达 2000 亿美元的抵押贷款支持证券(MBS)购买计划,以压低房贷利率、缓解住房可负担性危机。此举被市场视为特朗普在干预美联储降息进程之外,直接推动其“个人版本的量化宽松(QE)”。

特朗普在 Truth Social 发文称,已“指示相关代表购买价值 2000 亿美元的抵押贷款债券”,以降低房贷利率和月供成本,提升购房能力,并将当前住房危机归咎于拜登政府。

美国住房金融局局长 Bill Pulte 向《金融时报》确认,该计划将由房利美(Fannie Mae)与房地美(Freddie Mac)执行,且无需国会批准。根据现有协议,两家机构在抵押贷款投资方面仍有合计约 2000 亿美元的操作空间。

分析指出,该举措在形式上与 2008 年金融危机后美联储通过购买 MBS 稳定市场的政策高度相似。尽管美联储已累计降息 75 个基点,但当前美国 30 年期固定房贷利率仍高达 6.16%,住房成本压力持续成为政治与经济焦点。在通胀高企、生活成本上升的背景下,特朗普此举被视为试图通过行政力量直接干预住房与金融市场,以提振选民信心。

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