Freddie Mac has released the results of its Primary Mortgage Market Survey®, reporting that the average 30-year fixed-rate mortgage (FRM) was 6.16% as of January 8, 2026. This represents a slight increase from the previous week, when the average was 6.15%. One year ago, the 30-year FRM averaged 6.93%. The 15-year FRM averaged 5.46%, up from 5.44% last week and down from 6.14% a year ago. Freddie Mac noted that purchase applications have increased by more than 20% compared to the previous year. The survey focuses on conventional, conforming, fully amortizing home purchase loans for borrowers with excellent credit and a 20% down payment.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Freddie Mac - Federal Home Loan Mortgage Corporation published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 9622415) on January 08, 2026, and is solely responsible for the information contained therein.