1月12日 - ** 学生贷款提供商SLM公司SLM.O股价下跌2.6%，至26.89美元
** 摩根大通将该公司评级从 "中性 "下调至 "减持"；将目标价从29美元下调至25美元
** 援引美国总统特朗普的提议，要求发卡机构在一年内将信用卡利率限制在 10%以内，预计将于 1 月 20 日前实施。
** 由于大学毕业生面临更严峻的就业市场，周期性信贷风险上升
** 认为从长远来看，SLM 的业务模式将面临结构性挑战，因为人工智能驱动的颠覆性增长可能使大学学位的价值受到质疑
** 11家券商中有7家将股票评级定为 "买入 "或更高，2家为 "持有"，2家为 "卖出"；PT中值为33.50美元--LSEG数据
** 2025 年股价下跌 ~2
(为便利非英文母语者，路透将其报导自动化翻译为数种其他语言。由于自动化翻译可能有误，或未能包含所需语境，路透不保证自动化翻译文本的准确性，仅是为了便利读者而提供自动化翻译。对于因为使用自动化翻译功能而造成的任何损害或损失，路透不承担任何责任。)
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