【国联民生非银&海外】易鑫集团(2585.HK)首次覆盖报告:金融科技优势显著的汽车金融龙头

GLMS非银
Jan 12

摘要行业情况:汽车金融行业依旧大有可为。从行业规模来看,我国汽车市场规模大,新车产销总量已经连续16年位居全球第一。二手车方面,2025年前三个季度我国二手车交易量为1473.28万辆,同比+3.63%,且对比欧美发达国家来看,我国二手车交易规模依旧有较大提升空间。近年来我国二手车交易量占保有量的比重基本维持在5-6%区间内,美国二手车交易量基本占起保有量的9.5%左右。从渗透率来看,当前欧洲...

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