ChainCatcher 消息,据 The Block 报道,韩国最大金融集团 KB 金融旗下的 KB Kookmin Card 已提交一项关于稳定币支付技术的专利申请。
该专利涵盖一种混合支付系统,允许用户通过现有信用卡使用稳定币进行支付。根据设计方案,用户可将区块链钱包地址绑定至现有信用卡,支付时将优先扣减所绑定电子钱包中的稳定币余额;若余额不足,剩余部分再从信用卡中扣除。KB 表示,该设计旨在保留现有卡支付基础设施、熟悉的用户体验及相关权益(如奖励与保护)的同时,降低数字资产支付的门槛,助力稳定币从小众平台走向主流金融。
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