By Connor Hart

Regions Financial logged a flat profit in the fourth quarter as revenue rose, with Chief Executive John Turner saying underlying trends in the economy have improved.

The Regions Bank parent on Friday reported net income of $534 million, or 58 cents a share, for its quarter ended Dec. 31. In last year's comparable quarter, net income was also $534 million, though that came out to 56 cents on a per-share basis.

Stripping out one-time items, earnings were 57 cents a share. Analysts polled by FactSet expected adjusted earnings of 61 cents a share.

Revenue rose 5.8% higher to $1.92 billion, just below Wall Street models for $1.93 billion.

Net interest income climbed 4.1% to $1.28 billion, while non-interest income jumped 9.4% to $640 million.

Provision for credit losses fell to $115 million from $120 million a year earlier.

Chief Executive John Turner said underlying trends in the economy have improved, supporting momentum and strengthening expectations for a solid performance in 2026. Still, he noted the company has been operating in a competitive environment.

"We're in a great capital position while modernizing and enhancing our technology, and we're extremely well positioned to continue growing with our markets," Turner said.

Shares fell 4.8%, to $27.15, in premarket trading.

Write to Connor Hart at connor.hart@wsj.com

(END) Dow Jones Newswires

January 16, 2026 06:49 ET (11:49 GMT)

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