Westamerica Bancorp Q4 net interest and loan fee income fell 9.6% to USD 53.5 million

Reuters

Jan 16

Westamerica Bancorp Q4 net interest and loan fee income fell 9.6% to USD 53.5 million

Westamerica Bancorporation reported net income of USD 27.8 million for the fourth quarter (Q4) of 2025, with diluted earnings per common share at USD 1.12. Net interest income on a fully-taxable equivalent basis was USD 53.5 million in Q4 2025. The annualized yield earned on loans, bonds, and cash for the quarter was 4.00 percent, while the annualized cost of funding the loan and bond portfolios stood at 0.24 percent. Noninterest income totaled USD 10.0 million for the period. Noninterest expenses were USD 25.5 million. The company reported nonperforming assets of USD 1.8 million and an allowance for credit losses of USD 11.6 million as of December 31, 2025. Westamerica Bancorporation paid a dividend of USD 0.46 per common share and repurchased 485 thousand common shares in the quarter. The annualized return on average common equity was 10.8 percent for Q4 2025.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Westamerica Bancorporation published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 9626556) on January 15, 2026, and is solely responsible for the information contained therein.

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While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Westamerica Bancorporation published the original content used to generate this news brief via GlobeNewswire (Ref. 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While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Westamerica Bancorporation published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 9626556) on January 15, 2026, and is solely responsible for the information contained therein.</span></i>\n</p>\n</div></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"NDAQ","symbol_name":"纳斯达克OMX交易所","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260115:nNDL60r8kz:1","article_id":"2603981210","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2603981210","pubTimestamp":1768492863,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"Westamerica Bancorporation reported net income of USD 27.8 million for the fourth quarter  of 2025, with diluted earnings per common share at USD 1.12. 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The annualized return on average common equity was 10.8 percent for Q4 2025.","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"NDAQ":"纳斯达克OMX交易所","LU2210149790.SGD":"Natixis Thematics Subscription Economy R/A SGD-H","IE00B64PRP62.GBP":"GUINNESS GLOBAL MONEY MANAGERS \"C\" (GBP) ACC","LU2095319765.USD":"Natixis Thematics Subscription Economy R/A USD","IE00B3QW5Z07.USD":"GUINNESS GLOBAL MONEY MANAGERS \"C\" (USD) ACC","SG9999014039.USD":"UNITED GLOBAL DURABLE EQUITIES (USDHDG) INC","IE00BKPKM429.USD":"NEUBERGER BERMAN GLOBAL SUSTAINABLE EQUITY \"A\" (USD) ACC","LU0314104364.USD":"MANULIFE GF AMERICAN GROWTH \"AA\" (USD) INC","BK4585":"ETF&股票定投概念","BK4211":"区域性银行","LU2210150020.SGD":"Natixis Thematics Subscription Economy R/A SGD","IE00BGHQF748.EUR":"GUINNESS GLOBAL MONEY MANAGERS \"C\" (EUR) ACC","BK4588":"碎股","SG9999014005.SGD":"United Global Durable Equities Fund Acc SGD","BK4112":"金融交易所和数据","WABC":"西美银行","SG9999014021.USD":"UNITED GLOBAL DURABLE EQUITIES (USDHDG) ACC","SG9999014013.SGD":"United Global Durable Equities Fund Dis SGD"},"translate_title":"Westamerica Bancorp第四季度净利息和贷款费用收入下降9.6%至5350万美元","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"NDAQ":0.9,"WABC":0.9},"content_text":"Westamerica Bancorp Q4 net interest and loan fee income fell 9.6% to USD 53.5 million\n    \n\n        Westamerica Bancorporation reported net income of USD 27.8 million for the fourth quarter (Q4) of 2025, with diluted earnings per common share at USD 1.12. Net interest income on a fully-taxable equivalent basis was USD 53.5 million in Q4 2025. The annualized yield earned on loans, bonds, and cash for the quarter was 4.00 percent, while the annualized cost of funding the loan and bond portfolios stood at 0.24 percent. Noninterest income totaled USD 10.0 million for the period. Noninterest expenses were USD 25.5 million. The company reported nonperforming assets of USD 1.8 million and an allowance for credit losses of USD 11.6 million as of December 31, 2025. Westamerica Bancorporation paid a dividend of USD 0.46 per common share and repurchased 485 thousand common shares in the quarter. The annualized return on average common equity was 10.8 percent for Q4 2025.\n      \n\n\nDisclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Westamerica Bancorporation published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 9626556) on January 15, 2026, and is solely responsible for the information contained therein.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"-1","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}