Freddie Mac has released the latest results of its Primary Mortgage Market Survey (PMMS), reporting that the average 30-year fixed-rate mortgage (FRM) was 6.06% as of January 15, 2026. This reflects a decrease from the previous week, when the average stood at 6.16%. One year ago, the 30-year FRM averaged 7.04%. The average 15-year FRM also declined to 5.38%, down from 5.46% the prior week and 6.27% a year earlier. The PMMS focuses on conventional, conforming, fully amortizing home purchase loans for borrowers with excellent credit and a 20% down payment.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Freddie Mac - Federal Home Loan Mortgage Corporation published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 9626585) on January 15, 2026, and is solely responsible for the information contained therein.