First Bancshares Missouri Q4 net income rises 22%

Reuters

Jan 16

<a href="https://laohu8.com/S/FBSI">First Bancshares</a> Missouri Q4 net income rises 22%

Overview

Missouri bank's Q4 net income rises, achieving record profit levels
During fiscal 2025, company achieved all-time highs in assets, loans, deposits, and net income
In 2025, credit loss reserves grew and total classified and nonperforming assets to total loans shrunk

Outlook

Company positions for strategic growth in 2026 with strong capital ratios
Company does not provide specific financial guidance for 2026

Result Drivers

CAPITAL ALLOCATION - Strategic capital allocation and operational efficiency improvements drove record profit levels in 2025, per company
LOAN GROWTH - Excess liquidity in 2025 was deployed into high-quality loan assets, increasing balances by 18.4%
ASSET QUALITY - During 2025 fiscal year, credit loss reserves increased and total classified and nonperforming assets to total loans shrunk

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q4 EPS		$0.87
Q4 Net Income		$2.10 mln
Q4 Net Interest Income		$6.69 mln
Q4 Pretax Profit		$2.78 mln
Q4 Provision for Loan Losses		$373,000

Press Release: ID:nGNX6p9x8

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Most Discussed

1
2
3
4
5
6
7
8
9
10

{"basename":"","ssrTDKData":{"titleTemplate":"%s - Tiger Brokers","title":"Tiger Brokers | Global Stocks, Options & Futures Trading App","description":"Tiger Brokers, one-stop investment in US stocks, SGX stocks, HK stocks, A-shares & other global assets. One of the best stock trading platforms in Singapore.","keywords":"tiger brokers,tiger trade,tiger brokers singapore,broker online,stock trading in singapore,share trading singapore,brokerage firm singapore,trading app,stock broker singapore,stock trading platforms,trading account","social":{"ogDescription":"Tiger Brokers, one-stop investment in US stocks, SGX stocks, HK stocks, A-shares & other global assets. One of the best stock trading platforms in Singapore.","ogImage":"https://c1.itigergrowtha.com/portal5/static/media/og-logo.be62fbe1.png","ogUrl":"https://www.itiger.com/news/2603996139"},"companyName":"Tiger Brokers"},"pageData":{"isMobile":false,"isTiger":false,"isTTM":true,"region":"SGP","license":"TBSG","edition":"fundamental"},"isCrawlerRequest":true,"__swrFallback__":{"@#url:\"https://stock-news.skytigris.cn/v3/news\",params:#id:\"2603996139\",edition:\"fundamental\",auth_exemption:1,,,undefined,":{"share":"https://ttm.financial/m/news/2603996139?lang=en_US&edition=fundamental","thumbnail":"","is_english":true,"pubTime":"2026-01-16 21:14","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2603996139","market":"fut","top_or_hot":-1,"title":"First Bancshares Missouri Q4 net income rises 22%","media":"Reuters","content":"<html xmlns=\"http://www.w3.org/1999/xhtml\"><head><title><a href=\"https://laohu8.com/S/FBSI\">First Bancshares</a> Missouri Q4 net income rises 22%</title></head><body><p><span>Overview</span></p><ul><li><p>Missouri bank's Q4 net income rises, achieving record profit levels</p></li><li><p>During fiscal 2025, company achieved all-time highs in assets, loans, deposits, and net income</p></li><li><p>In 2025, credit loss reserves grew and total classified and nonperforming assets to total loans shrunk </p></li></ul><p><span>Outlook</span></p><ul><li><p>Company positions for strategic growth in 2026 with strong capital ratios</p></li><li><p>Company does not provide specific financial guidance for 2026</p></li></ul><p><span>Result Drivers</span></p><ul><li><p>CAPITAL ALLOCATION - Strategic capital allocation and operational efficiency improvements drove record profit levels in 2025, per company</p></li><li><p>LOAN GROWTH - Excess liquidity in 2025 was deployed into high-quality loan assets, increasing balances by 18.4%</p></li><li><p>ASSET QUALITY - During 2025 fiscal year, credit loss reserves increased and total classified and nonperforming assets to total loans shrunk</p></li></ul><p><span>Key Details</span></p><table><tbody><tr><td><p><span>Metric</span></p></td><td><p><span>Beat/Miss</span></p></td><td><p><span>Actual</span></p></td><td><p><span>Consensus Estimate</span></p></td></tr><tr><td><p>Q4 EPS</p></td><td></td><td><p>$0.87</p></td><td></td></tr><tr><td><p>Q4 Net Income</p></td><td></td><td><p>$2.10 mln</p></td><td></td></tr><tr><td><p>Q4 Net Interest Income</p></td><td></td><td><p>$6.69 mln</p></td><td></td></tr><tr><td><p>Q4 Pretax Profit</p></td><td></td><td><p>$2.78 mln</p></td><td></td></tr><tr><td><p>Q4 Provision for Loan Losses</p></td><td></td><td><p>$373,000</p></td><td></td></tr></tbody></table><p>Press Release: <span>ID:nGNX6p9x8</span></p><p>For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>","source":null,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>First Bancshares Missouri Q4 net income rises 22%</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nFirst Bancshares Missouri Q4 net income rises 22%\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1032215980\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2026-01-16 21:14</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html xmlns=\"http://www.w3.org/1999/xhtml\"><head><title><a href=\"https://laohu8.com/S/FBSI\">First Bancshares</a> Missouri Q4 net income rises 22%</title></head><body><p><span>Overview</span></p><ul><li><p>Missouri bank's Q4 net income rises, achieving record profit levels</p></li><li><p>During fiscal 2025, company achieved all-time highs in assets, loans, deposits, and net income</p></li><li><p>In 2025, credit loss reserves grew and total classified and nonperforming assets to total loans shrunk </p></li></ul><p><span>Outlook</span></p><ul><li><p>Company positions for strategic growth in 2026 with strong capital ratios</p></li><li><p>Company does not provide specific financial guidance for 2026</p></li></ul><p><span>Result Drivers</span></p><ul><li><p>CAPITAL ALLOCATION - Strategic capital allocation and operational efficiency improvements drove record profit levels in 2025, per company</p></li><li><p>LOAN GROWTH - Excess liquidity in 2025 was deployed into high-quality loan assets, increasing balances by 18.4%</p></li><li><p>ASSET QUALITY - During 2025 fiscal year, credit loss reserves increased and total classified and nonperforming assets to total loans shrunk</p></li></ul><p><span>Key Details</span></p><table><tbody><tr><td><p><span>Metric</span></p></td><td><p><span>Beat/Miss</span></p></td><td><p><span>Actual</span></p></td><td><p><span>Consensus Estimate</span></p></td></tr><tr><td><p>Q4 EPS</p></td><td></td><td><p>$0.87</p></td><td></td></tr><tr><td><p>Q4 Net Income</p></td><td></td><td><p>$2.10 mln</p></td><td></td></tr><tr><td><p>Q4 Net Interest Income</p></td><td></td><td><p>$6.69 mln</p></td><td></td></tr><tr><td><p>Q4 Pretax Profit</p></td><td></td><td><p>$2.78 mln</p></td><td></td></tr><tr><td><p>Q4 Provision for Loan Losses</p></td><td></td><td><p>$373,000</p></td><td></td></tr></tbody></table><p>Press Release: <span>ID:nGNX6p9x8</span></p><p>For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4195","symbol_name":"互助储蓄与抵押信贷金融服务","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260116:nL1N3YH0FM:1","article_id":"2603996139","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2603996139","pubTimestamp":1768569241,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"First Bancshares Missouri Q4 net income rises 22%OverviewMissouri bank's Q4 net income rises, achieving record profit levelsDuring fiscal 2025, company achieved all-time highs in assets, loans, deposi","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4195":"互助储蓄与抵押信贷金融服务","BK4211":"区域性银行","FBSI":"第一银行股份"},"translate_title":"First Bancshares密苏里第四季度净利润增长22%","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"FBSI":0.9},"content_text":"First Bancshares Missouri Q4 net income rises 22%OverviewMissouri bank's Q4 net income rises, achieving record profit levelsDuring fiscal 2025, company achieved all-time highs in assets, loans, deposits, and net incomeIn 2025, credit loss reserves grew and total classified and nonperforming assets to total loans shrunk OutlookCompany positions for strategic growth in 2026 with strong capital ratiosCompany does not provide specific financial guidance for 2026Result DriversCAPITAL ALLOCATION - Strategic capital allocation and operational efficiency improvements drove record profit levels in 2025, per companyLOAN GROWTH - Excess liquidity in 2025 was deployed into high-quality loan assets, increasing balances by 18.4%ASSET QUALITY - During 2025 fiscal year, credit loss reserves increased and total classified and nonperforming assets to total loans shrunkKey DetailsMetricBeat/MissActualConsensus EstimateQ4 EPS$0.87Q4 Net Income$2.10 mlnQ4 Net Interest Income$6.69 mlnQ4 Pretax Profit$2.78 mlnQ4 Provision for Loan Losses$373,000Press Release: ID:nGNX6p9x8For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"dataReport","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}