为解决传统住房按揭贷款风控标准有差异、人工录入效率低等痛点，重庆银行以人工智能技术为驱动力，打造“个人按揭贷款数智员工”智能体，通过其自动化、标准化的作业能力，推进按揭贷款服务智能化升级。据了解，该智能体采用大模型与小模型相结合的方式，实现资料智能解析、风险量化评估与自动化作业，做到“一件事一次办”及高分客户“业务秒批”，节约了人力成本，推动信贷审批从传统人工作业向大模型驱动的智能化、标准化模式...
Source Link为解决传统住房按揭贷款风控标准有差异、人工录入效率低等痛点，重庆银行以人工智能技术为驱动力，打造“个人按揭贷款数智员工”智能体，通过其自动化、标准化的作业能力，推进按揭贷款服务智能化升级。据了解，该智能体采用大模型与小模型相结合的方式，实现资料智能解析、风险量化评估与自动化作业，做到“一件事一次办”及高分客户“业务秒批”，节约了人力成本，推动信贷审批从传统人工作业向大模型驱动的智能化、标准化模式...
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