Peoples Bancorp's Q4 profit rises on commercial, industrial loans

Reuters

Jan 20

Peoples Bancorp's Q4 profit rises on commercial, industrial loans

Overview

Financial services firm reported Q4 net income increased to $31.8 mln
Q4 EPS rose to $0.89 from $0.83 in Q3 2025
Net interest income for Q4 decreased slightly compared to Q3 2025

Result Drivers

LOAN GROWTH - Driven by increases in commercial and industrial loans and construction loans, offset by declines in premium finance and residential real estate loans
NON-INTEREST INCOME - Increased due to higher lease income, deposit account service charges, and mortgage banking income
CREDIT LOSSES - Increased provision for credit losses due to net charge-offs and economic forecast deterioration

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q4 EPS		$0.89
Q4 Net Interest Income		$91.05 mln
Q4 Net Interest Margin		4.12%

Analyst Coverage

The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 2 "strong buy" or "buy", 5 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy."
Wall Street's median 12-month price target for Peoples Bancorp Inc is $33.00, about 5.7% above its January 16 closing price of $31.21
The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release: ID:nPnbv46SYa

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Most Discussed

1
2
3
4
5
6
7
8
9
10

{"basename":"","ssrTDKData":{"titleTemplate":"%s - Tiger Brokers","title":"Tiger Brokers | Global Stocks, Options & Futures Trading App","description":"Tiger Brokers, one-stop investment in US stocks, SGX stocks, HK stocks, A-shares & other global assets. One of the best stock trading platforms in Singapore.","keywords":"tiger brokers,tiger trade,tiger brokers singapore,broker online,stock trading in singapore,share trading singapore,brokerage firm singapore,trading app,stock broker singapore,stock trading platforms,trading account","social":{"ogDescription":"Tiger Brokers, one-stop investment in US stocks, SGX stocks, HK stocks, A-shares & other global assets. One of the best stock trading platforms in Singapore.","ogImage":"https://c1.itigergrowtha.com/portal5/static/media/og-logo.be62fbe1.png","ogUrl":"https://www.itiger.com/news/2604096194"},"companyName":"Tiger Brokers"},"pageData":{"isMobile":false,"isTiger":false,"isTTM":true,"region":"SGP","license":"TBSG","edition":"fundamental"},"isCrawlerRequest":true,"__swrFallback__":{"@#url:\"https://stock-news.skytigris.cn/v3/news\",params:#id:\"2604096194\",edition:\"fundamental\",auth_exemption:1,,,undefined,":{"share":"https://ttm.financial/m/news/2604096194?lang=en_US&edition=fundamental","thumbnail":"","is_english":true,"pubTime":"2026-01-20 19:09","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2604096194","market":"fut","top_or_hot":-1,"title":"Peoples Bancorp's Q4 profit rises on commercial, industrial loans","media":"Reuters","content":"<html xmlns=\"http://www.w3.org/1999/xhtml\"><head><title>Peoples Bancorp's Q4 profit rises on commercial, industrial loans</title></head><body><p><span>Overview</span></p><ul><li><p>Financial services firm reported Q4 net income increased to $31.8 mln</p></li><li><p>Q4 EPS rose to $0.89 from $0.83 in Q3 2025</p></li><li><p>Net interest income for Q4 decreased slightly compared to Q3 2025</p></li></ul><p><span>Result Drivers</span></p><ul><li><p>LOAN GROWTH - Driven by increases in commercial and industrial loans and construction loans, offset by declines in premium finance and residential real estate loans</p></li><li><p>NON-INTEREST INCOME - Increased due to higher lease income, deposit account service charges, and mortgage banking income</p></li><li><p>CREDIT LOSSES - Increased provision for credit losses due to net charge-offs and economic forecast deterioration</p></li></ul><p><span>Key Details</span></p><table><tbody><tr><td><p><span>Metric</span></p></td><td><p><span>Beat/Miss</span></p></td><td><p><span>Actual</span></p></td><td><p><span>Consensus Estimate</span></p></td></tr><tr><td><p>Q4 EPS</p></td><td></td><td><p>$0.89</p></td><td></td></tr><tr><td><p>Q4 Net Interest Income</p></td><td></td><td><p>$91.05 mln</p></td><td></td></tr><tr><td><p>Q4 Net Interest Margin</p></td><td></td><td><p>4.12%</p></td><td></td></tr></tbody></table><p><span>Analyst Coverage</span></p><ul><li><p>The current average analyst rating on the shares is \"hold\" and the breakdown of recommendations is 2 \"strong buy\" or \"buy\", 5 \"hold\" and no \"sell\" or \"strong sell\"</p></li><li><p>The average consensus recommendation for the banks peer group is \"buy.\"</p></li><li><p>Wall Street's median 12-month price target for <a href=\"https://laohu8.com/S/PEBO\">Peoples Bancorp Inc</a> is $33.00, about 5.7% above its January 16 closing price of $31.21</p></li><li><p>The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 9 three months ago</p></li></ul><p>Press Release: <span>ID:nPnbv46SYa</span></p><p>For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>","source":null,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Peoples Bancorp's Q4 profit rises on commercial, industrial loans</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nPeoples Bancorp's Q4 profit rises on commercial, industrial loans\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1032215980\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2026-01-20 19:09</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html xmlns=\"http://www.w3.org/1999/xhtml\"><head><title>Peoples Bancorp's Q4 profit rises on commercial, industrial loans</title></head><body><p><span>Overview</span></p><ul><li><p>Financial services firm reported Q4 net income increased to $31.8 mln</p></li><li><p>Q4 EPS rose to $0.89 from $0.83 in Q3 2025</p></li><li><p>Net interest income for Q4 decreased slightly compared to Q3 2025</p></li></ul><p><span>Result Drivers</span></p><ul><li><p>LOAN GROWTH - Driven by increases in commercial and industrial loans and construction loans, offset by declines in premium finance and residential real estate loans</p></li><li><p>NON-INTEREST INCOME - Increased due to higher lease income, deposit account service charges, and mortgage banking income</p></li><li><p>CREDIT LOSSES - Increased provision for credit losses due to net charge-offs and economic forecast deterioration</p></li></ul><p><span>Key Details</span></p><table><tbody><tr><td><p><span>Metric</span></p></td><td><p><span>Beat/Miss</span></p></td><td><p><span>Actual</span></p></td><td><p><span>Consensus Estimate</span></p></td></tr><tr><td><p>Q4 EPS</p></td><td></td><td><p>$0.89</p></td><td></td></tr><tr><td><p>Q4 Net Interest Income</p></td><td></td><td><p>$91.05 mln</p></td><td></td></tr><tr><td><p>Q4 Net Interest Margin</p></td><td></td><td><p>4.12%</p></td><td></td></tr></tbody></table><p><span>Analyst Coverage</span></p><ul><li><p>The current average analyst rating on the shares is \"hold\" and the breakdown of recommendations is 2 \"strong buy\" or \"buy\", 5 \"hold\" and no \"sell\" or \"strong sell\"</p></li><li><p>The average consensus recommendation for the banks peer group is \"buy.\"</p></li><li><p>Wall Street's median 12-month price target for <a href=\"https://laohu8.com/S/PEBO\">Peoples Bancorp Inc</a> is $33.00, about 5.7% above its January 16 closing price of $31.21</p></li><li><p>The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 9 three months ago</p></li></ul><p>Press Release: <span>ID:nPnbv46SYa</span></p><p>For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4211","symbol_name":"区域性银行","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260120:nL1N3YL0EE:1","article_id":"2604096194","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2604096194","pubTimestamp":1768907363,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"Peoples Bancorp's Q4 profit rises on commercial, industrial loansOverviewFinancial services firm reported Q4 net income increased to $31.8 mlnQ4 EPS rose to $0.89 from $0.83 in Q3 2025Net interest inc","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4211":"区域性银行","PEBO":"Peoples Bancorp Inc"},"translate_title":"人民银行第四季度利润因商业和工业贷款而增长","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"PEBO":0.9},"content_text":"Peoples Bancorp's Q4 profit rises on commercial, industrial loansOverviewFinancial services firm reported Q4 net income increased to $31.8 mlnQ4 EPS rose to $0.89 from $0.83 in Q3 2025Net interest income for Q4 decreased slightly compared to Q3 2025Result DriversLOAN GROWTH - Driven by increases in commercial and industrial loans and construction loans, offset by declines in premium finance and residential real estate loansNON-INTEREST INCOME - Increased due to higher lease income, deposit account service charges, and mortgage banking incomeCREDIT LOSSES - Increased provision for credit losses due to net charge-offs and economic forecast deteriorationKey DetailsMetricBeat/MissActualConsensus EstimateQ4 EPS$0.89Q4 Net Interest Income$91.05 mlnQ4 Net Interest Margin4.12%Analyst CoverageThe current average analyst rating on the shares is \"hold\" and the breakdown of recommendations is 2 \"strong buy\" or \"buy\", 5 \"hold\" and no \"sell\" or \"strong sell\"The average consensus recommendation for the banks peer group is \"buy.\"Wall Street's median 12-month price target for Peoples Bancorp Inc is $33.00, about 5.7% above its January 16 closing price of $31.21The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 9 three months agoPress Release: ID:nPnbv46SYaFor questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"dataReport","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}