Citizens Financial Group Inc. reported fourth quarter (Q4) 2025 net income of USD 528 million, up 32%. Q4 earnings per share $(EPS)$ reached USD 1.13, representing an increase of 36%. For the full year (FY) 2025, net income was USD 1.8 billion, up 14%, and EPS was USD 3.86, up 19%. The company achieved positive operating leverage of 1.3% quarter-over-quarter and 5.2% year-over-year on an underlying basis. The board of directors declared a quarterly common stock dividend of USD 0.46 per share, payable on February 18, 2026, to shareholders of record as of February 4, 2026. Return on equity $(ROE)$ for the Private Bank segment was 25% at year end, with deposits totaling USD 14.5 billion.
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