Amalgamated Financial's Q4 net interest margin rises on lower deposit costs

Reuters
Jan 22
<a href="https://laohu8.com/S/AMAL">Amalgamated Financial</a>'s Q4 net interest margin rises on lower deposit costs

Overview

  • U.S. bank's Q4 core EPS rose

  • Net interest margin increased to 3.66% from previous quarter

  • Company repurchased approximately 309,000 shares during the quarter

Result Drivers

  • DEPOSIT GROWTH - Record deposit growth of nearly $1 bln, driven by political deposits, increased liquidity

  • NET INTEREST MARGIN - Net interest margin rose to 3.66%, aided by a decrease in deposit costs and higher non-interest bearing deposits

  • LOAN GROWTH - Net loans receivable increased by $167.4 mln, driven by growth in commercial and industrial loans and multifamily loans

Key Details

Metric

Beat/Miss

Actual

Consensus Estimate

Q4 Core EPS

Beat

$0.99

$0.91 (2 Analysts)

Q4 EPS

$0.88

Q4 Core Net Income

$30 mln

Q4 Net Income

$26.64 mln

Q4 Net Interest Income

$77.85 mln

Analyst Coverage

  • The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 1 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"

  • The average consensus recommendation for the banks peer group is "buy"

  • Wall Street's median 12-month price target for Amalgamated Financial Corp is $34.50, about 4.2% below its January 21 closing price of $36.03

  • The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 7 three months ago

Press Release: ID:nBw5Sw07ka

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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