Regional bank First Capital's Q4 profit rises on higher interest income

Reuters

Jan 24

Regional bank First Capital's Q4 profit rises on higher interest income

Overview

Indiana-based bank's Q4 net income rose significantly compared to the previous year
Net interest income for Q4 increased, driven by higher interest income
Provision for credit losses increased slightly in Q4

Outlook

Company did not provide specific guidance for future quarters or full year in press release

Result Drivers

INTEREST INCOME - Increase in interest income driven by higher yields on interest-earning assets
NONINTEREST INCOME - Gains on sale of loans and equity securities contributed to noninterest income increase
NONINTEREST EXPENSES - Higher compensation and benefits costs drove increase in noninterest expenses

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q4 Net Income		$4.88 mln
Q4 Net Interest Income		$11.20 mln
Q4 Net Interest Margin		3.72%
Q4 Provision For Credit Losses		$350,000

Press Release: ID:nGNX2vZL34

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. 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For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4211","symbol_name":"区域性银行","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260123:nL1N3YO13D:1","article_id":"2605285412","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2605285412","pubTimestamp":1769205410,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"Regional bank First Capital's Q4 profit rises on higher interest incomeOverviewIndiana-based bank's Q4 net income rose significantly compared to the previous yearNet interest income for Q4 increased, ","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4211":"区域性银行","FCAP":"First Cap Inc"},"translate_title":"地区银行第一资本第四季度利润因利息收入增加而增长","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"FCAP":0.9},"content_text":"Regional bank First Capital's Q4 profit rises on higher interest incomeOverviewIndiana-based bank's Q4 net income rose significantly compared to the previous yearNet interest income for Q4 increased, driven by higher interest incomeProvision for credit losses increased slightly in Q4OutlookCompany did not provide specific guidance for future quarters or full year in press releaseResult DriversINTEREST INCOME - Increase in interest income driven by higher yields on interest-earning assetsNONINTEREST INCOME - Gains on sale of loans and equity securities contributed to noninterest income increaseNONINTEREST EXPENSES - Higher compensation and benefits costs drove increase in noninterest expensesKey DetailsMetricBeat/MissActualConsensus EstimateQ4 Net Income$4.88 mlnQ4 Net Interest Income$11.20 mlnQ4 Net Interest Margin3.72%Q4 Provision For Credit Losses$350,000Press Release: ID:nGNX2vZL34For questions concerning the data in this report, contact Estimates.Support@lseg.com. 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