Bank holding firm Banner's Q4 EPS beats estimates

Reuters
Jan 22
Bank holding firm Banner's Q4 EPS beats estimates

Overview

  • Bank holding company's Q4 EPS beat analyst expectations

  • Net income for Q4 rose yr/yr and beat analyst estimates

  • Company declared a quarterly dividend of $0.50 per share

Outlook

  • Banner sees continued benefit from strong core deposit base representing 89% of total deposits

Result Drivers

  • NET INTEREST INCOME - Increase driven by lower funding costs and higher average balance of interest-earning assets

  • CREDIT QUALITY - Provision for credit losses decreased, reflecting stable credit metrics

  • NON-INTEREST INCOME - Decline due to losses on asset dispositions and decreased fair value adjustments

Key Details

Metric

Beat/Miss

Actual

Consensus Estimate

Q4 Adjusted Revenue

$169.9 mln

Q4 EPS

Beat

$1.49

$1.45 (6 Analysts)

Q4 Net Income

Beat

$51.25 mln

$50.08 mln (6 Analysts)

Q4 Net Interest Income

$152.45 mln

Q4 Credit Loss Provision

$2.44 mln

Q4 Dividend

$0.50

Analyst Coverage

  • The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 3 "strong buy" or "buy", 3 "hold" and no "sell" or "strong sell"

  • The average consensus recommendation for the banks peer group is "buy"

  • Wall Street's median 12-month price target for Banner Corp is $72.00, about 12.2% above its January 20 closing price of $64.18

  • The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 11 three months ago

Press Release: ID:nBw5TnwPa

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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