National Bankshares Q4 net income up nearly 91% yr/yr

Reuters

Jan 23

<a href="https://laohu8.com/S/NKSH">National Bankshares</a> Q4 net income up nearly 91% yr/yr

Overview

U.S. community bank's Q4 net income rose nearly 91% yr/yr
Higher loan yields and lower deposit costs improved net interest margin
Company expanded with new branches in Roanoke and Lynchburg

Outlook

National Bankshares aims to enhance customer experience with core systems conversion

Result Drivers

NET INTEREST MARGIN - Higher loan yields and lower deposit costs drove improvement in net interest margin, contributing to net income gains
CORE SYSTEMS CONVERSION - Implementation of core systems conversion enhanced customer experience and enabled new product offerings
BRANCH EXPANSION - New branches in Roanoke and Lynchburg opened to support expansion in dynamic markets

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q4 Net Income		$5.88 mln

Analyst Coverage

The one available analyst rating on the shares is "strong buy"
The average consensus recommendation for the banks peer group is "buy."
Wall Street's median 12-month price target for National Bankshares Inc is $34.50, about 3.1% below its January 21 closing price of $35.61
The stock recently traded at 13 times the next 12-month earnings vs. a P/E of 11 three months ago

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Most Discussed

1
2
3
4
5
6
7
8
9
10

{"basename":"","ssrTDKData":{"titleTemplate":"%s - Tiger Brokers","title":"Tiger Brokers | Global Stocks, Options & Futures Trading App","description":"Tiger Brokers, one-stop investment in US stocks, SGX stocks, HK stocks, A-shares & other global assets. One of the best stock trading platforms in Singapore.","keywords":"tiger brokers,tiger trade,tiger brokers singapore,broker online,stock trading in singapore,share trading singapore,brokerage firm singapore,trading app,stock broker singapore,stock trading platforms,trading account","social":{"ogDescription":"Tiger Brokers, one-stop investment in US stocks, SGX stocks, HK stocks, A-shares & other global assets. One of the best stock trading platforms in Singapore.","ogImage":"https://c1.itigergrowtha.com/portal5/static/media/og-logo.be62fbe1.png","ogUrl":"https://www.itiger.com/news/2605410438"},"companyName":"Tiger Brokers"},"pageData":{"isMobile":false,"isTiger":false,"isTTM":true,"region":"SGP","license":"TBSG","edition":"fundamental"},"isCrawlerRequest":true,"__swrFallback__":{"@#url:\"https://stock-news.skytigris.cn/v3/news\",params:#id:\"2605410438\",edition:\"fundamental\",auth_exemption:1,,,undefined,":{"share":"https://ttm.financial/m/news/2605410438?lang=en_US&edition=fundamental","thumbnail":"","is_english":true,"pubTime":"2026-01-23 05:42","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2605410438","market":"nz","top_or_hot":-1,"title":"National Bankshares Q4 net income up nearly 91% yr/yr","media":"Reuters","content":"<html xmlns=\"http://www.w3.org/1999/xhtml\"><head><title><a href=\"https://laohu8.com/S/NKSH\">National Bankshares</a> Q4 net income up nearly 91% yr/yr</title></head><body><p><span>Overview</span></p><ul><li><p>U.S. community bank's Q4 net income rose nearly 91% yr/yr</p></li><li><p>Higher loan yields and lower deposit costs improved net interest margin</p></li><li><p>Company expanded with new branches in Roanoke and Lynchburg</p></li></ul><p><span>Outlook</span></p><ul><li><p>National Bankshares aims to enhance customer experience with core systems conversion</p></li></ul><p><span>Result Drivers</span></p><ul><li><p>NET INTEREST MARGIN - Higher loan yields and lower deposit costs drove improvement in net interest margin, contributing to net income gains</p></li><li><p>CORE SYSTEMS CONVERSION - Implementation of core systems conversion enhanced customer experience and enabled new product offerings</p></li><li><p>BRANCH EXPANSION - New branches in Roanoke and Lynchburg opened to support expansion in dynamic markets</p></li></ul><p><span>Key Details</span></p><table><tbody><tr><td><p><span>Metric</span></p></td><td><p><span>Beat/Miss</span></p></td><td><p><span>Actual</span></p></td><td><p><span>Consensus Estimate</span></p></td></tr><tr><td><p>Q4 Net Income</p></td><td></td><td><p>$5.88 mln</p></td><td></td></tr></tbody></table><p><span>Analyst Coverage</span></p><ul><li><p>The one available analyst rating on the shares is \"strong buy\"</p></li><li><p>The average consensus recommendation for the banks peer group is \"buy.\"</p></li><li><p>Wall Street's median 12-month price target for National Bankshares Inc is $34.50, about 3.1% below its January 21 closing price of $35.61</p></li><li><p>The stock recently traded at 13 times the next 12-month earnings vs. a P/E of 11 three months ago</p></li></ul><p>For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>","source":null,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>National Bankshares Q4 net income up nearly 91% yr/yr</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nNational Bankshares Q4 net income up nearly 91% yr/yr\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1032215980\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2026-01-23 05:42</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html xmlns=\"http://www.w3.org/1999/xhtml\"><head><title><a href=\"https://laohu8.com/S/NKSH\">National Bankshares</a> Q4 net income up nearly 91% yr/yr</title></head><body><p><span>Overview</span></p><ul><li><p>U.S. community bank's Q4 net income rose nearly 91% yr/yr</p></li><li><p>Higher loan yields and lower deposit costs improved net interest margin</p></li><li><p>Company expanded with new branches in Roanoke and Lynchburg</p></li></ul><p><span>Outlook</span></p><ul><li><p>National Bankshares aims to enhance customer experience with core systems conversion</p></li></ul><p><span>Result Drivers</span></p><ul><li><p>NET INTEREST MARGIN - Higher loan yields and lower deposit costs drove improvement in net interest margin, contributing to net income gains</p></li><li><p>CORE SYSTEMS CONVERSION - Implementation of core systems conversion enhanced customer experience and enabled new product offerings</p></li><li><p>BRANCH EXPANSION - New branches in Roanoke and Lynchburg opened to support expansion in dynamic markets</p></li></ul><p><span>Key Details</span></p><table><tbody><tr><td><p><span>Metric</span></p></td><td><p><span>Beat/Miss</span></p></td><td><p><span>Actual</span></p></td><td><p><span>Consensus Estimate</span></p></td></tr><tr><td><p>Q4 Net Income</p></td><td></td><td><p>$5.88 mln</p></td><td></td></tr></tbody></table><p><span>Analyst Coverage</span></p><ul><li><p>The one available analyst rating on the shares is \"strong buy\"</p></li><li><p>The average consensus recommendation for the banks peer group is \"buy.\"</p></li><li><p>Wall Street's median 12-month price target for National Bankshares Inc is $34.50, about 3.1% below its January 21 closing price of $35.61</p></li><li><p>The stock recently traded at 13 times the next 12-month earnings vs. a P/E of 11 three months ago</p></li></ul><p>For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4211","symbol_name":"区域性银行","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260122:nL1N3YN1B0:1","article_id":"2605410438","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2605410438","pubTimestamp":1769118142,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"National Bankshares Q4 net income up nearly 91% yr/yrOverviewU.S. community bank's Q4 net income rose nearly 91% yr/yrHigher loan yields and lower deposit costs improved net interest marginCompany exp","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4211":"区域性银行","NKSH":"National Bankshares"},"translate_title":"国家银行股第四季度净利润同比增长近91%","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"NKSH":0.9},"content_text":"National Bankshares Q4 net income up nearly 91% yr/yrOverviewU.S. community bank's Q4 net income rose nearly 91% yr/yrHigher loan yields and lower deposit costs improved net interest marginCompany expanded with new branches in Roanoke and LynchburgOutlookNational Bankshares aims to enhance customer experience with core systems conversionResult DriversNET INTEREST MARGIN - Higher loan yields and lower deposit costs drove improvement in net interest margin, contributing to net income gainsCORE SYSTEMS CONVERSION - Implementation of core systems conversion enhanced customer experience and enabled new product offeringsBRANCH EXPANSION - New branches in Roanoke and Lynchburg opened to support expansion in dynamic marketsKey DetailsMetricBeat/MissActualConsensus EstimateQ4 Net Income$5.88 mlnAnalyst CoverageThe one available analyst rating on the shares is \"strong buy\"The average consensus recommendation for the banks peer group is \"buy.\"Wall Street's median 12-month price target for National Bankshares Inc is $34.50, about 3.1% below its January 21 closing price of $35.61The stock recently traded at 13 times the next 12-month earnings vs. a P/E of 11 three months agoFor questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}