TrustCo Bank Corporation reported net income of USD 15.6 million for the fourth quarter (Q4) of 2025, representing an increase of 38.0%. Diluted earnings per share for the period were USD 0.85, up 44.1%. Net interest income for Q4 2025 totaled USD 43.7 million, with a net interest margin of 2.82%. Return on average assets was 0.97%, while return on average equity stood at 8.99%. For the full year (FY) 2025, net income amounted to USD 61.1 million. Book value per share as of December 31, 2025, was USD 38.08.
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